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IRA Account Rates

The following rates are effective 11/25/11
and are subject to change without notice.

IRA Account Type
Rate
Annual Percentage Yield
Penalty
IRA Statement Savings
.50%

.50%

None
12 Month IRA Certificate
.75%

.75%

3 Month
18 Month IRA Certificate
.85%

.85%

6 Month
24 Month IRA Certificate
1.00%

1.00%

6 Month
36 Month IRA Certificate
1.35%

1.36%

6 Month
48 Month IRA Certificate
1.75%

1.77%

12 Month
60 Month IRA Certificate
2.00%

2.02%

12 Month

Annual percentage yield is the approximate annual interest earned,
assuming no withdrawals are made during the full term.