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Fixed Rate Mortgages
The following rates are effective January 4, 2010
 
 
Single Family Owner-Occupied – 80%LTV
 
Term Rate Points APR
10 Years 5.75% .00% 5.91%
15 Years 6.00% .00% 6.12%
20 Years 6.25% .00% 6.34%
30 Years 6.375% .00% 6.45
 
*The rates assume a 20% down payment and an anticipated
lock period and closing date of 30-45 days out. The APR calculation
 assumes a loan amount of $50,000 plus origination as applicable.
*Rates are subject to change without notice.

· First time home buyer discounts, call for details.
· Adjustable rate loans available, call for quotes.