Fixed Rate Mortgages
The following rates are
effective January 4, 2010
|
Single Family
Owner-Occupied – 80%LTV
|
|
Term |
Rate |
Points |
APR |
|
10 Years |
5.75% |
.00% |
5.91% |
|
15 Years |
6.00% |
.00% |
6.12% |
|
20 Years |
6.25% |
.00% |
6.34% |
|
30 Years |
6.375% |
.00% |
6.45% |
|
| |
|
*The rates assume a 20%
down payment and an anticipated
lock period and closing date of 30-45
days out. The APR calculation
assumes a loan amount of $50,000 plus
origination as applicable.
*Rates are subject to
change without notice.
|
·
First
time home buyer discounts, call for details.
·
Adjustable rate loans available, call for quotes.