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Savings Account Rates

The following rates are effective 6/18/08
and are subject to change without notice.

Account Type
Rate
Annual Percentage Yield
Min.
Balance
Penalty
Passbook Savings
1.05%
1.06%
$ 10.00
 
Now Checking
.50%
.50%
$100.00
1
Statement Savings 1.05%
1.06%
$10.00
 
Gold Account
$25,000+
$10,000+
$ 5,000+
$ 1,000+

2.50%
1.75%
1.25%1.00%

2.52%

1.76%

1.26% 1.00%
1 1
91 Day Certificate 2.48%
2.50%
$1000.00
3 month
182 Day Certificate 2.72%
2.75%
$1000.00
3 month
12 Month Certificate 3.45%
3.50%
$ 500.00
3 month
18 Month Certificate 3.55%
3.60%
$ 500.00
6 month
24 Month Certificate 3.70%
3.75%
$ 500.00
6 month
30 Month Certificate 3.75%
3.80%
$ 500.00
6 month
36 Month Certificate 3.80%
3.85%
$ 500.00
6 month
48 Month Certificate 3.94%
4.00%
$ 500.00
12 month
60 Month Certificate 3.94%
4.00%
$ 500.00
12 month
Specials 1 1 1 1
9 Month Certificate 2.96%
3.00%
$ 500.00
3 month
10 Month Certificate 2.96%
3.00%
$ 500.00
3 month
19 Month Certificate 3.54%
3.60%
$ 500.00
6 month
20 Month Certificate 3.54%
3.60%
$ 500.00
6 month

Annual Percentage Yield is the approximate annual interest earned,
no withdrawals are made during the full term.

*Rates are subject to change without notice.